Old-time drover Tad was interested in some insurance, as part of his plan to earn a bit of extra cash as a truck driver. The insurance agent was questioning him:

"Ever have an accident?" he inquired.

"Nope," was the answer.

"Not even one?" asked the agent incredulously.

"Nope," Tad insists. "Snake bit me once, though."

"And don't you call that an accident?" exclaimed the amazed agent.

"Nope; the varmint done it a-purpose."