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Artist James McNeill Whistler was never one to allow his income to determine his level of spending. As a result, he spent much of his time dealing with creditors. No matter how little intention he had of paying them, however, he was always thoroughly courteous.

Once a creditor arrived at Whistler's home and attempted to extract payment. Whistler offered him a glass of champagne.

The offer irritated the man greatly. "If you can't afford to pay my bill," said he, "How can you afford champagne?"

"Be calm," replied Whistler, "I assure you, I haven't paid for the champagne either."

---------------A Final Thought ...

"Dreading that climax of all human ills

The inflammation of his weekly bills."

- Lord Byron (17881824), English poet. Don Juan, cto. 3, st. 35